1. The application process is easy.
For starters, applying for a merchant cash advance is quick and easy. Such a simple process lets you stay focused on your business.

2. It gives you access to capital, quickly.
Obtaining these funds in such a short amount of time enables you to start putting money back into your business and improve cash flow.

For example, some merchants choose to invest in new advertising campaigns in order to reach more consumers, while others use the cash to purchase updated equipment to improve internal efficiencies. Those are just two possible ways to utilize your newly acquired funds. You could also give your workspace a much-needed facelift.

3. Your credit won’t be affected.
Securing a merchant cash advance won’t negatively affect your business’ credit. This is because you’re not taking out a loan, but instead, simply selling future credit card sales for capital. As a result, you won’t have to worry about making monthly payments. Plus, many providers don’t require you to have an exceptional credit score to qualify, so you won’t need to spend time trying to improve your credit before applying. In fact, the newfound funds from a merchant cash advance can improve your credit if you use it to pay off debt.

4. You won’t be as stressed.
Although owning a business is extremely rewarding, it comes with great responsibilities, too. This can be stressful, especially if you’re tight on cash. Merchant cash advances help alleviate some of these pressures, thus lowering your stress levels. Eliminating financial stresses will enable you to enjoy your business.