Once you complete the cash flow analysis check, we’ll be able to provide you with terms that will not change in most cases.

What will cause your terms to change?

There are several different factors that can influence the interest rate for a loan, including the credit score of the individual applying for the loan, with higher scores typically drawing a lower interest rate.

Other outside forces that can influence the interest rates that lenders give out include the performance of economic indicators, such as gross domestic product, as reported by Investopedia. Inflation and erratic market performance can also have a positive or negative effect on a business loan interest rate.

Selecting your terms

If you pass the cash flow analysis check, we’ll send you a minimum of 3 rate and term quotes. You can select the amount and terms that make the most sense for your organization.

Here are some examples:

Option A

  • LOAN AMOUNT: $175,000
  • MONTHLY PAYMENT: $1,987
  • APR WITH FEES: 8.00%
  • LOAN TERM: 10 Years

Option B

  • LOAN AMOUNT: $150,000
  • MONTHLY PAYMENT: $1,703
  • APR WITH FEES: 7.47%
  • LOAN TERM: 10 Years

Option C

  • LOAN AMOUNT: $100,000
  • MONTHLY PAYMENT: $1,135
  • APR WITH FEES: 7.49%
  • LOAN TERM: 10 Years

Get started by seeing if you’ll pass the analysis and get a discount on loan costs in the process.